Gold Zakat ยท 2.5% ยท Nisab 7.5 Tola

Gold Zakat Calculator Pakistan

Calculate Zakat on gold jewellery, coins and bars in tola or grams, for 24K, 22K, 21K and 18K gold, at today's Sarafa rate.

Gold Details

Rs

Blank = Sarafa rate of 3 October 2026

Rs

For gold plus other assets, the full Zakat calculator lets you use the silver Nisab.

Gold Purity Reference

KaratPure goldValue of 1 tola*Common use
24K100.0%Rs 440,636Bars, coins
22K91.7%Rs 403,916Most jewellery in Pakistan
21K87.5%Rs 385,557Jewellery
18K75.0%Rs 330,477Jewellery with stones

*At the 24K rate of 3 October 2026. Jewellers' buying prices are usually lower.

How it works

How Zakat on gold is calculated

Zakat on gold = weight ร— purity ร— today's 24K rate ร— 2.5%

The calculator converts your gold to its pure (24K) equivalent, values it at the rate you enter, and checks it against the gold Nisab of 7.5 tola. If you also add cash or savings, they are included in the total.

Example: 5 tola of 22K jewellery

5 tola ร— 22/24 = 4.58 tola of pure gold. At Rs 440,636 per tola that is worth Rs 2,019,582. This is below the gold Nisab on its own, but if the owner also has savings โ€” or follows the silver Nisab for mixed assets โ€” Zakat is due: 2.5% of the gold's value is Rs 50,490.

1 tola in grams

One tola is 11.664 grams, so 7.5 tola = 87.48 g and 52.5 tola = 612.36 g. Jewellers in Pakistan also quote in masha and ratti: 1 tola = 12 masha = 96 ratti.

Last reviewed: 3 October 2026

Gold prices change daily โ€” enter today's rate from your jeweller or Sarafa association for an accurate figure.

Sources

  • Default gold rate: Karachi Sarafa 24K benchmark, 3 October 2026

Estimates for planning only โ€” not tax or religious advice. See our disclaimer, and tell us if you spot an error.

FAQ

Gold Zakat questions

What is the Nisab of gold in Pakistan?
Gold Nisab is 7.5 tola (87.48 grams) of gold. At the 24K Sarafa rate of 3 October 2026 (Rs 440,636 per tola) that is about Rs 3,304,770. Multiply 7.5 by today's rate per tola for the current figure.
How much Zakat is due on 1 tola of gold?
If Zakat is due on your wealth, it is 2.5% of the gold's value. For 1 tola of 24K gold at Rs 440,636 that is about Rs 11,016. For 22K, multiply by 22/24 first. On its own, 1 tola is below Nisab โ€” Zakat is due only if your total wealth reaches Nisab.
Is Zakat due on gold jewellery that I wear?
In the Hanafi school, followed by most people in Pakistan, yes โ€” gold jewellery is Zakatable whether worn or stored. The Shafi'i, Maliki and Hanbali schools generally exempt jewellery for normal personal use. Follow the opinion of the scholar you rely on.
Should I use the buying or selling rate of gold?
Use the price you could sell your gold for today (the jeweller's buying rate), not the price you paid. Jewellers often deduct for impurities and making charges, so the sale value of jewellery is usually below the headline 24K rate.
I have only a little gold but also savings. Is Zakat due?
When you have gold together with cash or savings, they are added together and checked against the silver Nisab (52.5 tola), which is much lower. That is why the calculator lets you add other assets.