Income Tax Calculator Pakistan 2026-27
Enter your salary or business income to see your income tax under the new 2026-27 FBR slabs — monthly and yearly, with the slab-by-slab working.
Enter Your Income Details
Salaried slabs apply when salary is more than 75% of your taxable income.
Income taxed separately under the final tax regime (bank profit, dividends, prize bonds) should not be added here.
Tax Slabs 2026-27 (Tax Year 2027) — Salaried
| Taxable income per year (Rs) | Tax |
|---|---|
| Up to 600,000 | 0% |
| 600,001 – 1,200,000 | 1% of amount above Rs 600,000 |
| 1,200,001 – 2,200,000 | Rs 6,000 + 11% of amount above Rs 1,200,000 |
| 2,200,001 – 3,200,000 | Rs 116,000 + 20% of amount above Rs 2,200,000 |
| 3,200,001 – 4,100,000 | Rs 316,000 + 25% of amount above Rs 3,200,000 |
| 4,100,001 – 5,600,000 | Rs 541,000 + 29% of amount above Rs 4,100,000 |
| 5,600,001 – 7,000,000 | Rs 976,000 + 32% of amount above Rs 5,600,000 |
| Above 7,000,000 | Rs 1,424,000 + 35% of amount above Rs 7,000,000 |
Full explanation and comparison with last year: Income tax slabs 2026-27.
How income tax is calculated in Pakistan
Pakistan taxes individuals progressively. Your yearly taxable income is split into bands, and each band is taxed at its own rate — so moving into a higher slab only raises the tax on the rupees inside that slab, never on your whole income. FBR publishes separate tables for salaried individuals and for business and other non-salaried individuals.
Tax = fixed amount for your slab + slab rate × (income − slab starting point)
Example 1: Rs 150,000 a month salary
Yearly salary is Rs 1,800,000, which falls in the Rs 1,200,001–2,200,000 slab: Rs 6,000 + 11% × (1,800,000 − 1,200,000) = Rs 72,000 a year, or Rs 6,000 a month. That is an effective rate of 4.0%, even though the top slab rate is 11%.
Example 2: Rs 400,000 a month salary
Yearly salary is Rs 4,800,000, in the Rs 4,100,001–5,600,000 slab: Rs 541,000 + 29% × (4,800,000 − 4,100,000) = Rs 744,000 a year(Rs 62,000 a month). Under the 2025-26 slabs the same salary paid Rs 861,000, so the 2026 budget saves this employee about Rs 117,000 a year.
Salaried vs business income
If more than 75% of your taxable income is salary, the salaried slabs apply and your employer deducts the tax monthly under Section 149. Shopkeepers, professionals, landlords with no salary, and freelancers serving local clients use the non-salaried table, which starts at 15% and goes up to 45%. Foreign IT export income is usually taxed separately at 0.25% or 1% — use the freelancer tax calculator for that.
What this calculator does not include
- Income under the final tax regime — bank profit, dividends and prize bonds are taxed at source (see the withholding tax calculator).
- Tax credits for charitable donations, approved pension fund contributions and similar items, which reduce the final figure on your return.
- Withholding tax already paid (e.g. on mobile bills or vehicle tokens), which is adjusted against your liability when you file.
Last reviewed: 3 October 2026 · Applies to: Tax Year 2027 (1 July 2026 – 30 June 2027) and Tax Year 2026
Sources
- Finance Act 2026 — First Schedule, Part I, Division I (rates for individuals)
- Federal Board of Revenue (FBR)
- FBR IRIS portal (return filing)
Estimates for planning only — not tax or religious advice. See our disclaimer, and tell us if you spot an error.